Mortgage Matters

Short, honest, useful.

Notes from the practice. We show up on Bank of Canada announcement days and whenever something meaningful shifts, always in plain language.

June 12, 2026

Mortgage Matters for June 2026

As expected, the Bank of Canada held its rate steady at 2.25% this week (Prime Lending Rate remains at 4.45%).

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April 16, 2026

Mortgage Matters for April 2026

Spring might actually be here. We are not jinxing it. And along with the warmer weather, we have a fresh new look.

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January 28, 2026

Mortgage Matters for January 2026

Can you believe that we are already at the end of January? This month seems to have flown by!

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November 28, 2025

Mortgage Matters for November 2025

Are you getting excited for Christmas? Do you stay home or do you travel to see family (or to a hot destination)?

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July 28, 2025

Mortgage Matters for July 2025

So June and July lasted about 6 seconds. I cannot believe that we are heading into August already!

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June 17, 2025

Mortgage Matters for June 2025

Are you ready for summer? Long days, warm sunshine, campfires, smores and outdoor fun? We are!

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April 15, 2025

Monthly Newsletter for April 2025

We have seen so much uncertainty lately and we know that is going to continue. Here is our take.

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March 4, 2025

What Do Tariffs Mean for Me?

A calm, straight-talk take on the tariff news, what we actually know, and how to think about your mortgage in the middle of it.

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January 29, 2025

Bank of Canada Rate Update. January 2025

Another 0.25% drop and the removal of Quantitative Tightening. What it means, and how to think about your upcoming renewal.

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December 11, 2024

Bank of Canada Rate Update. December 2024

The Bank of Canada delivered a 0.50% rate drop on Prime Lending Rate today. Here is what it means for your mortgage.

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November 28, 2024

Mortgage Matters for November 2024

Inflation ticked up slightly in October to 2.0%, which has everyone speculating about the December Bank of Canada announcement. Here is what we are watching.

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